InZOI is a life simulation with a high degree of realism in its gameplay. Players create Zois and send them out into the world, where they can get jobs, start families, and more.
A nice detail in InZOI, especially for beginners, is the ability to open a bank account. Players can start savings accounts or take out loans to help their Zois be financially successful. However, the game doesn’t mention this feature much, so here’s a complete guide that covers how to open and use a bank account in InZOI.
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How to Open a Bank Account in InZOI
Based on their feline mascot, Zois uses a rather adorable in-game currency called Meows. All Zois start with a set amount of Meows, but they’ll start spending them quickly on items, food, and other things Zois may need.
After players create a Zoi, they can choose a city and home to live in. The game offers two cities to choose between, each with a unique culture and setting. The cities have a mixture of residential and public venues, including businesses and parks.
A bank is a public venue Zois can visit and use to manage their finances. While there is a Money Cheat Button in the tutorial menu, players may want to earn their Meows through gameplay. Zois who wish to invest or need a financial boost can open a bank account by visiting a bank. There are two banks in the game:
- Narae Bank – Dowon
- Southwest Bank – Bliss Bay
You can use your phone or open the map by clicking the Edit City button at the bottom of the screen. Click on the bank to visit it by car, subway, or bus. Players can buy their Zois cars using their cellphone.
Go inside the bank and find an ID Scanner to open an account. Several ID Scanners are on the white tables in the middle of the bank. Zois will receive a confirmation text after their account is active.
How to Use a Bank Account in InZOI
Savings Accounts and Loans
Bank accounts can be used to do two things in InZOI:
Savings accounts are useful because they earn money over time if players deposit Meows regularly. Zois can start by making a Tier One Deposit. After a few days, they will get back their deposit plus some extra cash. They can then move to the next tier and deposit a little more.
Additionally, Zois can apply for a Tier One Loan. Once their application is reviewed and processed, the money will be deposited into their account automatically.
It takes about three in-game hours for a loan to be approved.
Zois bank accounts will be locked down, so to speak, until they repay their loan. To repay a loan, go to a bank and click on the ID Scanner. The option to repay will appear, and the total amount will be deducted from the Zoi’s account. Loans use a similar tier system as Savings Deposits, so the next loan they can take will be for more money.
- Released
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March 28, 2025
- Multiplayer
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Online Multiplayer
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